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Icon Bank Resources is looking for people just like you to help us launch our Second Chance Bank Account or Direct Deposit payroll card in your area. Become an Icon Bank Resources Business Associate or Reseller and you'll soon be earning the serious money you deserve.

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This Is Your Opportunity!
Become Your Own Boss

Lifestyles that you always dreamed of by discovering what thousands already have.

Icon Resources offers a unique opportunity to earn immediate and long lasting income, while helping others.

• No experience necessary
• No inventory
• Great income potential
• Full time or Part time.

Product Description:
Icon Bank Resources utilizes its proven technology, operations and marketing expertise to offer its Direct Deposit Bank Account or Direct Deposit Payroll Card to the more than 55 million unbanked individuals. Icon Resources focuses on this customer base to provide a banking relationship to those individuals who may not, for various reasons, have a traditional banking relationship. Icon Bank Resources has become a viable option for many individuals to enter or re-enter the banking system. Icon Bank Resources focuses on specific markets that historically have been underserved by the banking industry.

Icon Bank Resources target markets consisting of the unbanked individual as well as the companies that employ them. Generally, Icon targets employers who have a high percentage and / or high number of low to moderate income, hourly employees. The unbanked population includes those who receive government benefits, payroll checks, and other types of payments, but currently have no banking relationship. Companies are seeking to move all employees to direct deposit as a means of providing additional employee benefits while reducing payroll costs and increasing employee productivity. It is estimated that 25% to 30% of the U.S. work force is unbanked.

Banks have not focused on this customer base due to increased costs and risks associated with them. It is very expensive to service customers via a branch teller which is where this customer would go if they had a problem. Because this consumer could not qualify for credit cards, mortgages, and CDs, a bank has very little opportunity to turn this consumer into a profitable customer. Traditional banks charge $8 -$15 per month for a zero balance checking account. Additionally, many immigrant workers transfer funds each pay period to support relatives in their native country via check cashers or other wire transfer companies at a cost of up to $60 per transfer. Due to increased credit requirements and security measures at banks, the only alternative for many unbanked individuals is to utilize expensive check cashers. A typical check casher charges 2% - 5% to cash a payroll check. The Direct Deposit account is a cost effective solution for unbanked individuals to obtain the safety and convenience of an FDIC insured bank account.

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