Disclaimer for "100% Approved", "No Turn Down" & "Guaranteed Approval"

The USA PATRIOT Act is a Federal Law that requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. "100% Approval " and "Guaranteed Approval" is contingent upon successfully passing this mandatory identification confirmation. This is a real checking account with all the features except check writing privileges. Credit Builder is an option currently available only with TriCentury Bank Debit MasterCard Program. Credit Builder is an optional service that is made available to you at no additional cost as part of the TriCentury Bank Debit MasterCard program. Credit Builder is only a service that provides your payment history of monthly maintenance fee to credit reporting agencies. Credit Builder does not improve or repair your credit record, credit history or credit rating. It also does not provide advice or assistance for the improvement or repair of your credit record, credit history or credit rating. For more information, see Credit Builder Terms and Conditions.