Updated: August 24, 2007
Protecting your privacy has always been important to us. This Privacy Policy governs the manner in which Icon Resources, Inc. ("we", "us" or "our") collects, uses, maintains and discloses information collected from users of this Web site (the "Users").
Please note, this Privacy Policy does not apply to your independent relationships with other companies who may, from time to time, offer you products and services in conjunction with NewBankAccount. Such companies’ privacy policies will govern how they collect, use and disclose personal information that you choose to allow them to access.
Privacy
Users' privacy is very important to us. We are committed to safeguarding
the information Users entrust to us. This Web site is not directed at
individuals under 18 years of age.
Disclosure of Information to Nonaffiliated Third Parties
We may disclose nonpublic personal information about you to other market
participants that provide goods and services. These nonaffiliated third
parties may include, but are not limited to (i) financial service providers
such as mortgage lenders or brokers outside of our network of lenders
and brokers, insurance companies and title companies and (ii) non-financial
companies such as retailers email marketers and direct marketers. We
may also disclose aggregate, anonymous data to investors and potential
partners based on information collected from Users. Users may opt out
of our disclosure to nonaffiliated third parties by following the instructions
in the opt out section of this privacy policy. We may also disclose
nonpublic personal information about you as permitted by law.
Disclosures Permitted by
Law
We may disclose all of the nonpublic personal information described
above, as permitted by law. For example, we may use affiliates or vendors
to perform services for us, such as providing customer assistance, processing
your Account transactions, preparing your account statements and maintaining
or developing software. We also may disclose information in response
to requests from law enforcement agencies or state and federal banking
regulators.
We may disclose information to third parties about your Card or the
transfers you make:
(i) Where it is necessary for completing transfers, or
(ii) In order to verify the existence and condition of your Card for
a third party, such as a credit bureau or merchant, or
(iii) In order to comply with government agency or court orders, or
(iv) If we believe it is necessary to determine if your Card is being
used by an unauthorized user or in a fraudulent manner, or
(v) To our agents, auditors and collection attorneys; or
(vi) As permitted under applicable state and Federal privacy laws; or
(vii) If you give us your written permission
Consent to Receive Privacy Notice and Opt Out Notice Via this Web
Site
By acknowledging receipt of this privacy notice, you the customer also
consent to receive your annual notice of the privacy policy, as required
by FTC regulation, via this web site. By acknowledging receipt of this
privacy notice, you the customer also consent to receive your opt out
notice and opportunity to opt out, as required by FTC regulation, via
this web site.
The Information We Collect
This Privacy Policy applies to consumers that have signed up on NewBankAccount.net
and all affiliated website links and products. We may sell the personal
information that you supply to us and we may work with other third party
businesses to bring selected retail opportunities to our members via
direct mail, email and telemarketing. These businesses may include providers
of direct marketing services and applications, including lookup and
reference, data enhancement, suppression and validation and email marketing.
Company may collect nonpublic personal information from User in a variety
of ways, including online forms for ordering products and services,
and other instances where Users are invited to volunteer such information.
The type of information we collect from consumers includes, but is not
limited to: Name, Last Name, Address1, Address2, City, State, ZipCode,
Phone Number, Email Address, IPAddress, TimeDate Stamp and any information
required to process an application to receive the product being offered
within the site.
We may also collect information about how Users use our Web site, for
example, by tracking the number of unique views received by the pages
of the Web site or the domains from which Users originate. We may use
"cookies" to track how Users use our Web site. A cookie is
a piece of software that a Web server can store on the Users' PC and
use to identify the Users should they visit the Web site again. While
not all of the information that we collect from Users is nonpublic personal
information, it may be associated with nonpublic personal information
that Users provide us through our Web site.
How We Use Information
We collect nonpublic personal information from Users in order to match
Users with banks, lenders and brokers. By clicking the "Submit
Form" button on the application, you consent to the disclosure
of your nonpublic personal information to these lenders and brokers.
The banks, lenders and brokers may contact you directly after they receive
your nonpublic personal information. We may also use information collected
through our web site for research regarding the effectiveness of the
web site and our marketing and advertising efforts.
Maintenance of Information & Security
Information about Users that is maintained on our systems is protected
using industry standard security measures that includes but is not limited
to security measures in place to protect the loss, misuse and alteration
of the information under our control. All data is protected using methods
available. However, due to the nature of the Internet, computer networks,
systems and other factors, we cannot guarantee that the information
submitted to, maintained on, or transmitted from our systems will be
completely secure.
Use of IP Addresses
An IP (Internet Protocol) address is a number that is assigned to your
computer when you use the Internet. Your IP address does not contain
any nonpublic personal information about you. Company collects IP addresses
for the purposes of system administration, to report aggregate information
to our advertisers, and to ensure the validity of customer requests.
Web Site Links
This Web site may contain links to other Internet web sites. We are
not responsible for the privacy practices or the content of such Internet
web sites.
Your Right To OPT-OUT of Disclosures to Third Parties
If you prefer that we not
share nonpublic personal information about you with third parties other
than banks for the purpose of establishing a bank account, you may opt-out
of those disclosures at any time by directing us not to make those disclosures
(other than disclosures permitted or required by law). You may opt-out
by calling Customer Service at 866-543-5153 or by writing to us at
Icon Resources, Inc. Customer Service, 12520 Westheimer Rd
A-1 #270, Houston, Texas 77057-5808. You may also, at any time, choose
to cancel your consent for our providing your information to banks for
the establishment of a deposit account.
Please note that changing your preferences regarding the receipt of marketing communications from us will not prevent other companies with which we already have shared your information, including third party advertisers, from continuing to provide you with offers. When contacted by these companies, you should notify them directly of your choices regarding their use and sharing of your information.
Contact:
Icon Resources, Inc.
12520 Westheimer Rd A-1 #270
Houston, Texas 77057-5808